Pricing

Our services are completely free.

We send your details to hundreds of payment providers. Should you choose to use any, we earn a small referral fee.

As the payment providers compete for your business, they charge competitive rates.

How it works

Share your information

You share basic business details e.g. products, website platform.

We suggest simple improvements to boost offers.

We share your info with hundreds of payment providers.

Payment Provider Bids

Payment providers vary in their support for business types, risk, payment methods, chargebacks, approvals and pricing.

They confirm support and bid for your business.

Choose your preferred option

You pick providers based on price, features, and approval speed.

No cost to you - we earn a small referral fee if you choose one we introduced.

Why Payments Key?

Payment services can only be offered by acquiring banks. Any provider that isn’t an acquiring bank is simply reselling one’s services.

Each acquiring bank is limited by its license, technology, and risk appetite. Some support high-risk sectors while others avoid them, often depending on regulation, chargeback levels, or business strategy.

Most payment providers are a bank themselves or resell the services of a single acquiring bank, usually the one offering the best profit share, industry-specific features, or easiest integration.

We work with 100+ acquiring banks and providers, giving high-risk businesses a far greater chance of finding support. If multiple banks are suitable, clients can also negotiate pricing, compare features, and diversify.

Our service is free to you. We only take a small referral fee from the bank(s) you choose.

Payments Key gave us 6 options when we were struggling to find any. Highly recommend

John D.

★★★★★

FX platform